International cruise guides

Most of CruiseClarify is written for U.S. cruisers. These guides are for readers who live elsewhere, where your health cover, your insurer and your consumer rules are different from the U.S. ones.

• AustraliaDoes your travel insurance cover a cruise? What Australians need to knowWhy a standard policy can leave you exposed at sea, and what Medicare and reciprocal agreements won’t cover.
• AustraliaCruise gratuities in Australia: what changes when you sail overseas?Which gratuity and service-charge rules follow an Australian booking overseas, line by line: Carnival, Royal Caribbean, Princess, Celebrity, MSC and NCL.
• CanadaDoes your travel insurance cover a cruise? What Canadians need to knowWhy your provincial plan and credit card won’t cover a medical emergency at sea, and what to check before you sail.

Living in the U.S.?

Start with the U.S. travel insurance guide, or see every guide on the Guides page.