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Understand what your cruise will really cost

Your cruise fare doesn’t always tell the whole story. Gratuities, drinks, Wi-Fi and other expenses can add significantly to the total. Here’s an example.

Independent. No booking commissions or affiliate links.

That was one cruise line and one set of choices.Your own costs may be higher or lower. Estimate them below for your whole vacation, your cruise and extras, or just the extras, which needs no fare or booking.

Cruise Cost Calculator

Choose what you want to price, then enter your trip details. Your summary updates as you go; the full cost breakdown opens after Gratuities.

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Your booking

Who’s traveling?
Select your line to see what’s typically included in the fare.
Typical week — change if yours differs
Traveling together

Onboard costs

Based on your trip details, here's how those additional costs build up

What this cruise actually costs

Total trip cost
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—Per guest
—Per night · guest

Your fare plus the costs included in this estimate.

Compare this estimate with another cruise →

Not in this total yet

Worth adding: a medical evacuation at sea can cost more than the cruise itself.

🗓️ Cruise line costs reviewed October 2026 · updated quarterly · how we source every figure

Want to understand this cost? Read our cruise gratuities guide →

Fares, gratuities and Wi-Fi all creep up over time — save your estimate and we’ll email you when the numbers change.

Get notified when cruise costs change

Drink packages, gratuities and Wi-Fi prices change often. Get a short heads-up when they do.

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    Advertised fare vs added costs
    Advertised fare
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    Onboard costs
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    Other costs
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    CostTotal for your trip
    Before you board
    Cruise fare advertised price—
    Subtotal before boarding—
    How we calculate this

    In plain terms: we start from your advertised fare and addwe price the costs cruise lines charge separately — using your figures where you gave them, and typical US-market estimates where you didn’t. Without a fare, the result is the extras only. Flights, hotel and insurance are not counted.

    • Everything is per person, in US dollars. Your fare and the per-person costs are multiplied by the number of guests for the trip total.
    • Per-night costs (drinks, Wi-Fi, gratuities) are multiplied by nights × guests. Per-trip per-person costs (excursions, dining, spa, casino, flights) are multiplied by guests. The hotel is priced per room (rate × nights), and parking and insurance are added once for the booking.
    • Solo travelers. Choose “Just me,” then pick whether you have a solo fare quote or only the advertised two-guest price. For the advertised path we add an uplift (default about +100%) you can change. If you have a real solo quote, enter it as the fare on the quote path.
    • Drinks. For a package, we take the price you enter and add the service charge most lines apply (about 18–20% — adjustable, and set to 0 if your price already includes it), shown as its own line. For pay-as-you-go, we use your daily estimate as entered — bar prices already include that charge, so build it into your number. The service charge doesn’t change your break-even, since it applies to individual drinks too.
    • Spending credit (onboard credit) is subtracted from your onboard spending and from excursions booked through the cruise line — the costs it can actually pay. It never reduces the fare, and credit you can’t spend isn’t refunded, so we don’t count it.
    • The “different ways to cruise” comparisons use round assumptions, shown on each card: a $25/day drinks limit, and independent port days at roughly 40% of the cruise line’s organized-tour price.
    • We only count what you tell us. Extras like spa, casino and shopping aren’t assumed — add them if they apply to you.
    • Not calculated here at all: onboard photo packages (about $200–400 for 7 nights), specialty entertainment and shopping.

    These are typical figures to plan with, not quotes. Actual inclusions depend on your fare type and any promotions, and prices change over time (we re-check the built-in figures periodically). CruiseClarify is independent and affiliate-free, and nothing you enter is saved.

    Same budget — different ways to cruise

    See how the same total could look with a different approach.

    Compare this estimate with another cruise →

    Copy link opens the calculator with these exact numbers · Print saves a clean copy.

    Compare two cruises

    Compare extra charges and total costs between cruise lines—for example, Carnival and Celebrity.

    Cruise AYour first cruise
    Cruise BAnother cruise you’re considering

    Complete your calculator estimate, then choose Compare from your results to carry it over as Cruise A. Otherwise, enter both cruises in Compare.

    The research behind the numbers

    Explore the details at your own pace

    Practical lookup

    Onboard Prices

    Look up what your cruise line charges.

    See onboard prices →
    Original research

    Onboard Cost Index

    See our published comparison of selected extra charges across cruise lines.

    Explore the Index →

    Shore excursions: the Excursion Score helps you decide between a ship tour and going on your own.

    How we keep it reliable

    Prices regularly checked

    We review cruise-line prices every quarter and show when each figure was last verified. Prices can change, so confirm with your cruise line before you book.

    See recent changes →

    Sources and assumptions are open

    See where our figures come from and how the calculator reaches its estimates.

    Read the methodology →

    Our approach

    The cheapest cruise isn’t always the best value

    Total cost matters, and so does how well a cruise suits the way you travel. The right choice balances both.

    Cost×Fit=Value

    Good to know

    Cruise costs, explained

    Quick answers to common questions.

    What does a cruise really cost beyond the advertised fare?

    The fare covers your stateroom, main-dining meals and the standard shows. These are extra:

    • Daily gratuities
    • Drinks (beyond water, coffee and tea)
    • Wi-Fi
    • Specialty restaurants
    • Shore excursions

    A 7-night Royal Caribbean cruise, using an illustrative $700 fare, shows how it adds up. Per person:

    • Advertised fare per person: $700
    • With gratuities: $829.50
    • With typical Wi-Fi and drinks package prices as well: $1,589

    For two guests sharing a cabin: $1,400 fare, $1,659 with gratuities, $3,178 with Wi-Fi and a drinks package.

    The calculator above does this for any line and trip.

    See the complete breakdown of cruise costs →

    Are cruise gratuities mandatory?

    Most lines add gratuities to your onboard account automatically, and policies differ on whether you can adjust or remove them, so check your line’s wording before you sail. On the mainstream lines a standard stateroom runs about $16 to $20 per guest, per day. Suites pay more, up to $27.25 in Disney’s Concierge tier. Count gratuities as part of the real cost from the start.

    Is the cruise cost calculator free and independent?

    Yes. It’s free to use, and CruiseClarify carries no affiliate links, ads or booking commissions. We don’t sell cruises, so the figures point you to the right cruise, not the one that pays us. They’re typical costs compiled by a former cruise ship Purser’s Office staff member.

    How current are the figures?

    They were last updated October 2026 and are reviewed every quarter. They’re typical figures for a fair comparison, not a quote for one sailing. Prices move with the season, stateroom and any promotion running, so check the latest with the line before you book. How we source every figure →

    Do drinks packages save money?

    Only if you drink enough to pass the break-even. Before you buy:

    • Most lines make both adults in the stateroom buy it, not just one — so it has to pay off for both of you
    • It only saves money if you’d both clear the break-even — say 6 drinks a day — otherwise paying per drink is cheaper
    • Remember port days: you’re ashore for much of them, so you drink less on the ship, which makes a package harder to justify

    The calculator shows your break-even once you enter the price and how many drinks a day you’d pay for.